Whether you're saving for your child’s future or your own, we’ve got solutions for you. If you’re thinking about starting a focused savings account, give us a call - we’re happy to walk you through your options and help you find the one that best fits your needs.

Registered Retirement Savings Plan (RRSP)

A retirement savings account registered with the Government of Canada that allows you to defer or reduce income taxes payable.

Tax Free Savings Account (TFSA)

A flexible savings account registered with the Government of Canada that allows you to earn tax-free investment income. Canadians aged 18 and older can save up to $6,000 each year in a TFSA.

Registered Education Savings Plan (RESP)

This is a special savings plan that relies on contributions from you, the Federal Government, and the Canada Education Savings Grant. It allows you to grow your savings, tax-free, until a child is ready for post-secondary education.

Registered Retirement Income Fund (RRIF) 

A retirement fund registered with the Government of Canada that provides income during your retirement. Funds are transferred into a RRIF from an RRSP, RPP or from another RRIF.

Registered Disability Savings Plan (RDSP)

A savings plan registered with the Government of Canada intended to help parents and others save for the long term financial security of a person who is eligible for the disability tax credit.

Term deposits

Want the potential to earn a higher interest rate than a savings account? A term deposit might be the investment for you.

U.S. term deposits 

With this investment you can earn higher interest for a longer term. 

Market-Linked Guaranteed Investments 

Conexus provides you with two options to invest in Market-Linked Products - the Canadian Mix and Eco Mix product. These investments offer interest returns based on how companies in the investments perform.

How can I check my Credential investments?

Log in to Credential Asset Manager

Resources

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Legal Disclaimers

Mutual funds are offered though Credential Asset Management Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, cash balances, mutual funds and other securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. There can be no assurances that the money market fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Mutual funds and other securities are not guaranteed, their values change frequently and past performance may not be repeated.

®DING FREE & Design are registered trade-marks of Central 1 Credit Union, used under license.

Deposit Anywhere™ is a trademark of Central 1 Credit Union and used under license.

Open Anywhere™ is a trademark owned by Central 1 Credit Union and used under license.

® ACCULINK, MAXIMIZER and STUDENTCHOICE are registered trade-marks, MEMBER CARD and MEMBER CARD & Design are registered certification marks owned by Canadian Credit Union Association, used under license.

™ BONUS BUILDER is a trade-mark owned by Canadian Credit Union Association, used under license.

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Android is a trademark of Google Inc.

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The Trademark BlackBerry® is owned by Research In Motion Limited and is registered in the United States and may be pending or registered in other countries.

™ Trademark of Canada Post Corporation

®INTERAC logo, INTERAC, INTERAC Flash, INTERAC e-Transfer, INTERAC Debit are registered trade-marks owned by Interac Inc., used under license.

ClickSWITCH® is a registered trademark of ClickSWITCH LLC in the United States and may be pending or registered in other countries and are used under license.

The Conexus Mastercard is issued by Collabria Financial Services Inc. in a joint partnership with Conexus Credit Union 2006 pursuant to a license from Mastercard International Incorporated.

Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

Lock'N'Block® is a registered trademark of Everlink Payment Services Inc.